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FAFSA Changes

2024-2025 FAFSA Changes

How the FAFSA Simplification Act Affects You

2024-2025援助年度的联邦学生援助免费申请(FAFSA)申请将发生重大变化.

The FAFSA Simplification Act 是国会在2020年通过的，它代表了对授予联邦学生援助的程序和系统的重大改革. This includes the Free Application for Federal Student Aid (FAFSA) form, the need analysis that determines federal aid eligibility, changes in terminology, 以及参与联邦学生援助项目的学校的许多政策和程序.

2024-2025 FAFSA Available in December 31, 2023

Historically, the FAFSA has been available beginning October 1st of each year. However, 因为申请和FAFSA处理系统的重建发生了重大变化, the 2024-2025 FAFSA will not be available until December 31, 2023.

What’s changing with the FAFSA?

There are a number of benefits of the FAFSA simplification act, 包括更精简的申请流程和更好的FAFSA用户体验, expanded eligibility of federal student aid, and reduced barriers for certain student populations (e.g., homeless and unaccompanied youth, incarcerated students, English language learners, and students from low-income backgrounds).

Some fundamental changes include, but are not limited to:

  • The FAFSA will be shorter and more user-friendly.
    • The FAFSA will reduce the maximum number of questions. 这种精简的格式将简化申请过程，使学生和他们的家庭不那么令人生畏.
  • Student may list up to 20 Colleges.
    • 此前，FAFSA只允许学生列出最多10所高校.
  • The FAFSA will be available in more languages.
    • Currently, the FAFSA is only available in English and Spanish. 2024-2025年的申请将扩大到包括英语学习者及其家人最常用的11种语言.
  • Applicants will be required to use the IRS Direct Data Exchange.
    • Previously, 用户可以选择手动输入他们的税务信息或使用IRS数据检索工具. Beginning with 2024-2025, FAFSA的所有人员必须同意教育部直接从国税局接收税务信息或确认非申报状态. In a very small number of cases, students and families will have to enter their tax data manually, but for most, that data will be automatically transferred into the application. 这一变化使完成FASFA更容易，并减少了需要回答的问题数量.
  • All “contributors” must provide financial information.
    • 在2024-2025年的fafsa中引入了一个新术语——担保人，指的是任何需要在学生表格上提供信息的人(如父母/继父母或配偶)。. 学生或家长在FAFSA上的回答将决定哪些贡献者(如果有的话)需要提供信息.

投稿人将收到一封电子邮件，告知他们已被确认为投稿人, 并且需要使用他们自己的FSA ID(如果他们没有)登录，以提供学生FAFSA所需的信息.

作为一个贡献者并不意味着他们要为学生的教育费用承担经济责任, 但这确实意味着资助者必须提供有关FAFSA的信息，否则申请将不完整，学生将没有资格获得联邦学生援助.

  • Student Aid Index (SAI) is replacing Expected Family Contribution (EFC).
    • 在新的FAFSA中，一个值得注意的术语更新是用学生资助指数(SAI)取代了预期家庭贡献(EFC)这一术语。. 这个名称更准确地描述了用于确定援助资格和资格的数字, unlike the EFC, the SAI may be a negative number down to -1500.
  • The number in college will not be used to calculate SAI.
    • Previously, FAFSA计算了在EFC上大学的家庭成员的数量, dividing it proportionately to determine federal aid eligibility. Beginning with the 2024-2025 FAFSA, the application will still ask how many household members are in college, but your answer will not be calculated into the SAI. As such, 在大学里有兄弟姐妹的本科生可能会看到他们的联邦援助资格发生变化.
  • Some student will automatically be awarded a Pell Grant.
    • 家庭收入低于175%单亲家庭收入低于225% federal poverty level will see their students receive a maximum Federal Pell Grant 最低佩尔助学金将保证给家庭收入低于275%的学生, 325%, 350%, or 400% of the poverty level, depending on household structure. 佩尔奖学金的最高和最低金额将由SAI决定.
  • 在离婚或分居的情况下，负责提交FAFSA的父母已经改变.
    • For dependent students, 在过去的12个月里，与学生住在一起最多的父母需要提供财务信息. With the new FAFSA, 需要提供给学生经济支持最多的家长的财务信息.
  • Family farms and small businesses must be reported as assets.
    • 根据要求，家庭现在必须报告其小企业或家庭农场的价值. If the family includes the principal place of residence, 申请人应确定所有农场资产的总净值，并减去其主要住宅的净值，以确定其农场资产的最终价值.
  • Enrollment categories will change for calculating Pell Grant.
    • Previously, Pell Grant was awarded based on full-time (12 or more hours), three-quarter-time (9-11 credit hours), 半学时(6-8学时)或半学时以下(1-5学时)入学状态. 2024-2025年，招生状态将被一个名为“招生强度”的新术语所取代.”

招生强度是指学生在全日制招生中所占的百分比, rounded to the nearest whole percent. For example, 全日制学时为12学时以上，学生注册学时为7学时的, the enrollment intensity would be (7/12) x 100% = 58%.

For the 2024-2025 award year and thereafter, 学生的计划佩尔助学金乘以学生的入学强度百分比，以确定年度佩尔助学金.

  • Changes to Year-Round Pell Grant
    • Previously, 符合佩尔助学金条件的学生必须在支付期内至少注册了一半时间，在此期间他们获得了超过100%的计划奖励.
    • 从2024-2025年开始，新的变化取消了半年制的入学要求.

What isn’t changing with the FAFSA?

FAFSA正在接收和更新，并且援助资格计算已经修改, there are a number of aid-related matters that will not change.

  • 每年的联邦和州财政援助仍需要FAFSA来考虑.
  • The FAFSA will still request tax information from the prior-prior year, 这意味着你将在2024-2025年的申请表上报告2022年的收入和资产. 收入明显减少的家庭可以联系财政援助和奖学金办公室.

When should I submit the 2024-2025 FAFSA?

计划在2024年秋季学期开始上课的新生应该尽快完成FAFSA December 31, 2023.